Accept the offer
The brand's payment is locked in when the offer is accepted, so the terms are backed by real money.
Trust & Safety
The money's already there
before you start
The brand locks in the payment the moment the offer is accepted. That money is set aside and stays put. It's only charged when the brand approves your work. The budget was never at risk. Do the work, get approved, and get paid.
Publish first offerYour payment stays put until you approve the work.
Download the iOS appFree for creators — keep 100% of the offer.
Held until approvalReleased on approvalFree for creators
How protection works
From offer to payout, step by step
Agree the terms in chat
Scope, deliverable and price stay on one screen inside the app.
Do the work
The creator delivers and attaches the link or proof to the offer.
Approve the work
The brand reviews the work against the agreed terms and approves it.
Get paid
The card is charged the moment the work is approved, and the payment reaches you. Creators keep 100% of the offer.
See the full workflow
Offer, chat, approval and payout share one timeline. How it works →
Why it works this way
Two fears, one fix
Most collabs ask one side to go first and hope. Monetad holds the payment in between — visible to both, before any content is made.
For brands
You've paid for a post that never went live
You've sent money up front and watched the post never go live. Here your budget is locked in and set aside, but you're only charged when you approve the work.
For creators
You've done the work and chased the brand for weeks
You've delivered and then waited weeks to get paid. Here the brand's money is already set aside before you start. You deliver, the brand approves — and you keep all of it.
What this means for you
Clear terms before any money changes hands
For brands
- Your payment is held until you approve — a weak post never costs you the budget.
- If the work isn't delivered, you're never charged — the hold is released.
- Relevant creators apply to your offer — you choose who to work with, and you read their reviews first.
- Nothing about scope or approval sits in a DM thread you can lose.
For creators
- The brand's money is set aside before you start — you create knowing it's there.
- You get paid the moment your work is approved — and you keep 100%.
- No deposit, no joining fee. The creator side is free.
Where the money lives
Held until the work is done
Held, not spent
The moment the brand agrees, the payment is held on their card and set aside. It isn't charged yet.
Charged only on approval
The card is charged only after the brand approves the work. There's nothing to release early.
Nothing charged if it falls through
No delivery, no charge. The hold is released and the money stays with the brand.
Trusted by brands
Brands already running collabs on Monetad
TwinAI
SkiniveAI
TalkMe
SkinnyRX
FitnyCommon questions
Questions about protection
How does payment protection work?
The brand's payment is locked in and held the moment they agree. Their card is only charged when they approve your work.
When do I get paid?
The moment the brand approves your work. You keep 100%.
What if the work never ships?
You're never charged. The hold is released and the money stays with the brand.
Do creators pay anything to join?
No. The creator side is free — no deposit, no joining fee.
Who decides the work is done?
The brand approves it against the scope you both agreed in chat before you started. That's why it pays to spell out the deliverable up front.
Can I see who I'm working with first?
Yes. Ratings and reviews are two-sided and public, so you read the other side before you accept.
Run a collab where the money waits for the work
Publish a paid offer, or download the app and start getting offers worth your time.
Payment stays put until you approveFree for creators — keep 100%